For bridge lenders managing £1M–£50M loan books
Northcote AI connects to your Outlook and OneDrive, maps every email and document to the right loan, and tells you what needs attention — before you have to ask.
Currently in pilot with a UK bridge lending operator
Payment status in a spreadsheet. Conversations in Outlook. Documents scattered across OneDrive. Deadlines in your head. You spend hours every week stitching it all together.
A payment was due three days ago — you only noticed because the borrower chased. A solicitor emailed about a completion date last Tuesday — still unanswered. You're not careless. You're overwhelmed.
If you're out for a week, nobody can step in. The context lives in your inbox and your memory. That's a risk to your business.
Connect your Outlook and OneDrive. Northcote reads your emails, spreadsheets, and documents, then builds a structured understanding of every loan in your portfolio. No data entry. No migration. No new systems to learn.
One OAuth click. Northcote securely connects to your Outlook email and OneDrive. Your credentials never leave Microsoft's servers.
AI reads your emails and documents, identifies loans, borrowers, contractors, and payments, and builds a structured model of your entire book. This takes hours, not weeks — and it keeps learning.
Open your dashboard each morning to see overdue payments, unanswered emails, and approaching deadlines. Ask any question and get an accurate, sourced answer.
Every active loan at a glance. Payment status, outstanding amounts, key dates, and communication history — one screen.
Overdue payments, unanswered borrower emails, approaching maturity dates. Northcote tells you before you have to check.
Start each morning with a generated summary: what happened yesterday, what needs attention today, what's coming this week.
Click any loan to see the complete picture: every email, every document, every payment, every deadline — organised and searchable.
Ask questions in plain English. "How much has Smith repaid?" "When does the Elm Road loan mature?" Answers are sourced from your actual data.
Connects to Outlook and OneDrive. No new software to learn, no data to migrate. Your workflow stays the same — it just gets smarter.
Northcote was designed alongside a working bridge loan operator managing a real portfolio. Every feature exists because it solved a real problem — not because it looked good in a demo.
Everything included. No per-user fees. No feature tiers.
14-day free trial. Cancel anytime. No credit card required to start.
Your Microsoft credentials are handled entirely by Microsoft's OAuth. Northcote never sees your password. All data is encrypted at rest and in transit. We do not use your data to train AI models.
About five minutes to connect your Microsoft 365 account. Initial portfolio mapping takes a few hours depending on the size of your inbox and document library.
Not yet. Microsoft 365 (Outlook + OneDrive) is supported at launch. Google Workspace support is on the roadmap.
Every answer includes sources — the specific emails, documents, or spreadsheet entries it used. You can always verify. When Northcote isn't confident, it says so rather than guessing.
The current version is designed for individual operators. Multi-user access with role-based permissions is planned for later this year.
Emails, .xlsx spreadsheets, .pdf documents, and .docx files. It's particularly good at extracting payment schedules and loan terms from spreadsheets.
Join the early access list and be first to use Northcote AI when we launch.
Limited spots available. We're onboarding firms one at a time to ensure quality.