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Built for bridge lenders

Your loan book.
Finally in one place.

Northcote connects to your Outlook and spreadsheets, links every email to the right deal, and shows you where every figure comes from.

In private pilot with UK bridge lending operators

Payment due in 3 days
2 unanswered emails
Maturity: 12 days
Portfolio Overview
£8.2MExposure
6Active
12.8%Avg Rate
Riverside Development
£1.8M · 65% LTV · Matures Sep 2026
Payment due
Oak Lane Refurbishment
£650K · 58% LTV · Matures Dec 2026
On track
Station Road
£420K · 72% LTV · Matures Mar 2027
On track
Source: Portfolio.xlsx → Sheet "Riverside" → Cell B23: £1,800,000
From: James Wright (Solicitor)
Re: Riverside Development - Valuation
Hi, please find attached the updated valuation report for the Riverside property...
Today, 09:14 · Linked to Riverside Development
Every figure cites its source
Encrypted at rest and in transit
Never used to train AI models

Sound familiar?

Your loan book lives in five places

Emails in Outlook. Schedules in spreadsheets. Documents on OneDrive. Deadlines in your head. You spend hours stitching it together.

Things fall through the cracks

A payment was due days ago. A solicitor is waiting. A maturity is approaching. You find out when someone chases you.

Every number is unverifiable

Someone changed a cell. Is the interest right? Where did that figure come from? You can't trace it back.

Northcote fixes this.

Connect your Microsoft 365. Northcote reads every email and every spreadsheet, links them to the right deals, and shows you where every number comes from.

Three things that matter

Northcote does a lot. But the value comes down to three things.

01

It finds what matters

Every email across every folder. Every spreadsheet, cell by cell. No templates, no data entry. Northcote reads what you already have and surfaces overdue payments, approaching maturities, and unanswered emails before you have to look.

02

It links to the right deal

AI connects each email to the correct loan, even when a solicitor discusses multiple deals in one thread. Your loan timeline builds itself from scattered data across Outlook, OneDrive, and your spreadsheets.

03

It shows the source

Click any figure to see the original spreadsheet cell or email it came from. Every number has a paper trail. When Northcote isn't confident, it says so.

Three steps. Five minutes.

01

Connect your Microsoft 365

One OAuth click. Your credentials never leave Microsoft. Northcote connects to your Outlook and OneDrive securely.

02

AI reads everything

Every email across every folder. Every spreadsheet, cell by cell. No templates, no data entry. Works with your existing layout.

03

See what matters. Verify everything.

Dashboard, alerts, Q&A. Click any figure to see the original email or spreadsheet cell.

Simple pricing

£350/month

Everything included. No per-user fees.

  • All email folders scanned
  • Cell-level spreadsheet extraction
  • Source citations on every figure
  • Multi-deal email intelligence
  • Portfolio analytics & risk indicators
  • Daily briefings + proactive alerts
  • Natural language Q&A
Request Access

14-day free trial. Cancel anytime.

Questions

AI reads every cell and infers structure from headers and data patterns. No templates. Works with whatever layout you already use.

Every answer cites its source. Click any figure to see the original email or cell. When Northcote isn't confident, it tells you.

Northcote scans every folder: Inbox, Sent, Archive, subfolders. Wherever an email lives, it gets linked to the right loan.

AI detects multi-deal emails and links them to all relevant loan timelines automatically.

Microsoft handles your credentials via OAuth. All data is encrypted at rest and in transit. Never used to train AI models.

Currently designed for individual operators. Multi-user with role-based permissions is on the roadmap.

Stop hunting through Outlook
and spreadsheets.

Tell us about your lending operation and we'll be in touch.

We onboard one firm at a time. No spam.